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Unchaining Social Businesses : Blockchain as the Basic Technology of a Crowdlending Platform

Title data

Schweizer, André ; Schlatt, Vincent ; Urbach, Nils ; Fridgen, Gilbert:
Unchaining Social Businesses : Blockchain as the Basic Technology of a Crowdlending Platform.
In: Transforming society with digital innovation : 38th International Conference on Information Systems (ICIS 2017), 10-13 December 2017, Seoul, South Korea. Volume 1. - Red Hook, NY : Curran Associates, Inc. , 2018 . - pp. 220-240
ISBN 978-1-5108-5369-0

Official URL: Volltext

Abstract in another language

Social businesses are increasingly gaining relevance as alternatives to traditional businesses. Nonetheless, such organizations face specific problems. The emerging blockchain technology may represent an opportunity to solve several problems of social businesses and an alternative to established technologies. However, evidence about the potential of blockchain in social businesses is missing. We bridge this gap by designing, developing, and evaluating a blockchain-based crowdlending platform of a social business, following the design science research approach. The evaluation and comparison to a non-blockchain solution allows us to generate generalizable knowledge and derive implications for both research and practice. Our research shows that blockchain enables otherwise unsustainable social business models, mainly by replacing intermediaries and requires changes in software engineering practices. Further, our findings illustrate that blockchain raises challenges and uncertainties and opens promising avenues for further research.

Further data

Item Type: Article in a book
Refereed: Yes
Keywords: Blockchain; Social business; Smart contracts; Crowdlending; Design science; Prototype
Institutions of the University: Faculties
Faculties > Faculty of Law, Business and Economics
Faculties > Faculty of Law, Business and Economics > Department of Business Administration
Faculties > Faculty of Law, Business and Economics > Department of Business Administration > Professor Information Systems and Digital Energy Management
Faculties > Faculty of Law, Business and Economics > Department of Business Administration > Former Professors > Professor Information Systems and Sustainable IT Management - Univ.-Prof. Dr. Gilbert Fridgen
Faculties > Faculty of Law, Business and Economics > Department of Business Administration > Professor Information Systems Management and Strategic IT Management
Faculties > Faculty of Law, Business and Economics > Department of Business Administration > Former Professors > Professor Information Systems Management and Strategic IT Management - Univ.-Prof. Dr. Nils Urbach
Faculties > Faculty of Law, Business and Economics > Department of Business Administration > Chair Business Administration XVII - Information Systems and Value-Based Business Process Management > Chair Information Systems and Value-Based Business Process Management - Univ.-Prof. Dr. Maximilian Röglinger
Research Institutions
Research Institutions > Affiliated Institutes
Research Institutions > Affiliated Institutes > Fraunhofer Project Group Business and Information Systems Engineering
Research Institutions > Affiliated Institutes > FIM Research Center Finance & Information Management
Faculties > Faculty of Law, Business and Economics > Department of Business Administration > Chair Business Administration XVII - Information Systems and Value-Based Business Process Management
Faculties > Faculty of Law, Business and Economics > Department of Business Administration > Former Professors
Result of work at the UBT: Yes
DDC Subjects: 000 Computer Science, information, general works > 004 Computer science
300 Social sciences > 330 Economics
Date Deposited: 25 Sep 2017 09:08
Last Modified: 07 Apr 2022 06:50
URI: https://eref.uni-bayreuth.de/id/eprint/39743