at Google ScholarTitle data
Erler, Alexander ; Gischer, Horst ; Herz, Bernhard:
Regional Competition in US Banking : Trends and Determinants.
Otto-von-Guericke-Universität Magdeburg
Magdeburg
,
2017
.
- (Working Paper Series / Otto von Guericke University Magdeburg, FEMM
; 8
)
Abstract in another language
Competition in the US banking industry as measured by the Lerner Index has on average increased substantially during the last decade. At the same time, regional differences in competition on the state level have decreased considerably. Based on a dynamic panel framework we find that these developments are mainly driven by industry specific factors such as the costs to income ratio. The empirical evidence indicates that inefficiency and the Lerner index are significant negatively correlated. Macroeconomic conditions appear to have supported these trends in competition, however, to a somewhat lesser extent.
Further data
| Item Type: | Working paper, discussion paper |
|---|---|
| Refereed: | No |
| Keywords: | competition; US banking; efficiency; regional markets |
| Subject classification: | JEL-classification: D40, G21, L19 |
| Institutions of the University: | Faculties Faculties > Faculty of Law, Business and Economics Faculties > Faculty of Law, Business and Economics > Department of Economics Faculties > Faculty of Law, Business and Economics > Department of Economics > Chair Economics I - International Economics and Finance Faculties > Faculty of Law, Business and Economics > Department of Economics > Chair Economics I - International Economics and Finance > Chair Economics I - International Economics and Finance - Univ.-Prof. Dr. Bernhard Herz |
| Result of work at the UBT: | Yes |
| DDC Subjects: | 300 Social sciences > 330 Economics |
| Date Deposited: | 30 Nov 2017 14:06 |
| Last Modified: | 04 Apr 2019 05:40 |
| URI: | https://eref.uni-bayreuth.de/id/eprint/40641 |