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Why (im)mobility matters in planned relocation and what does this have to do with insurance

Title data

Plaß, Julia:
Why (im)mobility matters in planned relocation and what does this have to do with insurance.
Event: Environmental and Climate Mobilities Network – Towards a transdisciplinary understanding of migration and im/mobilities in the context of environmental and climate change , Wien.
(Conference item: Conference , Speech )

Abstract in another language

Currently, Australia is experiencing its third La Nina in a row leading to increasing flooding events, especially in the States of Queensland, Victoria, and New South Wales. Also impacting businesses and infrastructure as well as thousands of homes and peoples’ belongings.
House and contents insurance is one mechanism designed to help people deal with such events. In Australia this is private and does not necessarily include all types of flooding. With ongoing climate change and the increase of frequency and intensity of extreme weather events, insurance premiums are likely to rise, making insurance unaffordable and unavailable for some people, especially the ones that live in the regions that are most likely hit by weather extreme events.
This rise in premiums leads to an increase of under- and noninsurance and leaves homeowners in financial stress after such an event, making it impossible for them to rebuild or move away from the regions at risk. Therefore, we argue that this immobility is socially constructed and linked to power-relations.
Mechanisms to deal with this immobility are planned relocation and buy-back schemes introduced by the government.
Therefore, this research tries to shed a light on under- and noninsurance in Australia, the immobility due to increasing financial stress and the nexus between climate change as well as the challenge of underinsurance and (im)mobility by considering mobility as a social construct that is strongly connected with (financial) power.

Further data

Item Type: Conference item (Speech)
Refereed: No
Keywords: Insurance; Australia; Immobility
Institutions of the University: Faculties > Faculty of Biology, Chemistry and Earth Sciences > Department of Earth Sciences > Chair Cultural Geography > Chair Cultural Geography - Univ.-Prof. Dr. Matthew Hannah
Result of work at the UBT: Yes
DDC Subjects: 300 Social sciences > 300 Social sciences, sociology and anthropology
300 Social sciences > 330 Economics
900 History and geography > 910 Geography, travel
Date Deposited: 24 Apr 2024 11:22
Last Modified: 24 Apr 2024 11:22